AP ADVISORY, LLC

Financial diligence that holds up under scrutiny.

Independent, CFO-level financial advisory — for founder-owned healthcare companies preparing to sell, and for SBA lenders that need an independent Quality of Earnings report they can rely on.


Background

13 yrs
Company-side CFO experience, including PE-backed healthcare entities
3 & 3
Acquisitions led and sale processes led as CFO
$150M
Combined transaction value across those deals
CPA
Licensed Certified Public Accountant, State of Florida

Services

Sell-Side Advisory Services

Sale-readiness diagnostics, financial statement clean-up, EBITDA normalization, working capital analysis, and buyer diligence support — for founder-owned healthcare companies preparing for a transaction, from initial readiness through closing.

SBA-Compliant Quality of Earnings Reports

Independent QoE reports for SBA 7(a) acquisition financing, commissioned directly by the lender and prepared in line with SOP 50 10 8.1 — including EBITDA normalization and a full cash-to-P&L proof.

2–3 week turnaround · flat fee

Arnie Paniagua, CPA
AP Advisory, LLC
BasedMiami, FL